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Susu account
Susu collectors are one of the oldest financial groups in Africa. Based largely in Ghana they provide (for a small fee) an informal means for Ghanaians to securely save and access their own money, and gain limited access to credit, a form of microfinance. Money looked after for an individual by a Susu collector is held in a Susu account. A Susu collector can often be recognized by his distinctive coat of many pockets. The sus informal accounts used in the Caribbean and among West Indian immigrants to the United States are similar.
==Operation==
They run their businesses from kiosks located in the market place and act as mobile bankers. Deposits, often of low but regular value, are usually taken on a daily basis over the course of a month. At the end of this period the susu collector returns the accumulated savings to the client but keeps one day's savings as commission. Susu collectors may also provide advances to their clients.
Called esusu collectors in Nigeria, the 1990s saw significant growth in the number of clients per susu/esusu collector, and growth in the size of individual deposits, according to Aryeetey and Udry (1995).〔Aryeetey, Ernest and Udry, Christopher.("The Characteristics of Informal Financial Markets in Africa" ) October, 1995.〕
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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